The ProSure Fund Member Benefits

Return of Premium Surplus and a Whole Lot More

"We have been very pleased to receive the dividend checks over the years. Little did I realize the long term benefits when I was involved with the establishment
of the self-insurance organization."
– Hal Creal

See How Much You Could Save

One of our most attractive member benefits is our annual return of premium surplus. Since inception, more than $44,000,000* has been given back to participating members.
See the real-life example of one of our members and our overall refund history below.

Loss Control Strategies & Resources

In addition, ProSure members receive a variety of risk management services that can help them both lower their premiums and reduce their number of claims.

Annual on-site risk control visit
Safety program audit
Physical facility survey to identify potential hazards
Cost control strategies
Risk assessment tools
Education and training materials
Helpful resources
Quarterly Newsletters
Easy-to-use online tracking tools

Nurse Case Management & Case Review

A Nurse Case Manager provides the clinical experience to consult with facility administrators about claims patterns and trends and is available to assist with management of any specific claim. This service directly affects your bottom line. Costs are positively impacted with dramatic results:

Reduce indemnity payments by 20%
Lower medical payments by 10%
Decrease severity by 45%
Lessen total cost of claim by 17%

Our Nurse Case Manager can help facilitate with the following situations:

Frequent Injuries
Recurrent Illness
Lack of specific or clear diagnosis
"Doctor Shopping"
Claimant continues to treat with family physician when referral to specialist is appropriate
Treating physician delaying/prolonging treatment or Return to Work
Excessive testing or use of therapies
Complications to recovery
Questionable duration of disability

Helpful, Knowlegable Staff

ProSure is available to provide phone/email support for fund members on issues related to loss control, safety, claims management and wellness initiatives.

*Includes that portion of premiums that has not been expended in the payment of claims, lost wages
or administration.

ProSure Member Example (Through December 31, 2010)

Overall Premium Surplus Returned (Through 2010)